Utilizing E-Commerce to Maximize Shariah Banking Contracts in Indonesia

Authors

  • Muhammad Ady Mahfuzh Universitas Gadjah Mada, Indonesia
  • Oman Fathurohman SW Universitas Ahmad Dahlan, Indonesia
  • Dira Arum Cahyanudin UIN Sunan Kalijaga Yogyakarta

DOI:

https://doi.org/10.31943/afkarjournal.v8i4.1832

Keywords:

E-Commerce, Sharia Banking Market Share, Sharia Banking Contracts Products

Abstract

The current development of Islamic banking consistently shows positive, ranging from assets, equity or market share which currently play a major role in maintaining the domestic economy. The aim of research to see the role optimality of e-Commerce in increasing market share of the Islamic banking from contracts products in Indonesia. The development of Islamic banking, cannot be separated from the banking system in Indonesia called this system is “dual banking system,” where conventional banks are allowed to open sharia business units that operate in the realm of banking. The role of Islamic banking in maintaining regional economic stability is increasingly strategic in realizing an increasingly balanced economic structure. By utilizing internet-based technology, the Islamic banking industry is expected to optimize its products in expanding market share that can be accessed easily and practically for everyone.

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Published

2025-10-20

How to Cite

Muhammad Ady Mahfuzh, Oman Fathurohman SW and Dira Arum Cahyanudin (2025) “Utilizing E-Commerce to Maximize Shariah Banking Contracts in Indonesia”, al-Afkar, Journal For Islamic Studies, 8(4), pp. 289–300. doi: 10.31943/afkarjournal.v8i4.1832.

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